Search Results - insurance quotes

Blog Post: Estimating Car Insurance Costsand How To Reduce Them: Car insurance in Australia is not dirt cheap, and unless you own a sports or luxury car, insurance premium comes with a price. So how do you exactly get…; Added by Geo Msn at 5:45am on September 14, 2016

Blog Post: On HR horror stories....: Quote for the Day: Thursday, July 19th, 2007

"Like the story about the employee who, HR discovered on his demise, had forgotten to change the beneficiary of his pension…; Added by Amitai Givertz at 6:46pm on July 19, 2007

Comment on: Topic 'Reason For Leaving Question': -job, on average between during the first 60-80 days…particularly in “fast paced jobs” (quote you often see in job descriptions suggesting shit happens here). If they can get passed the first 80 days alive stats show they'll live a bit longer so they're keepers. So they’ve added an additional ten days to catch any stragglers....in the first 90 days. …; Added by Valentino Martinez at 11:41pm on October 26, 2011

Blog Post: Getting The Very Best Out Of Comprehensive Life Cover: Life cover is considered to be a definite approach to getting assured of a trouble-free existence in the days of future as it embraces a number of emergencies. The latter include the basic…; Added by Geo Msn at 4:41am on September 8, 2016

Blog Post: SMB Advice: Getting the Best ROI on Your Employee Insurance: Many small and medium sized businesses often struggle with the concept of employee insurance. Most importantly, getting the best return on investment from specific employee…; Added by Kevin Faber at 11:13am on May 2, 2017

Comment on: Topic 'Future visions': freeze and yet credit is still frozen. In the U.S., banks are being told to lend AND to increase their reserves. Why? CREDIT CARD DEBT....This issue is hardly discussed right now. The American media is too busy fretting over a 4.9 percent decline in holiday sales. As people lose their jobs, they struggle to pay bills. Unemployment insurance hardly covers a $100K (US) lifestyle. I am worried about a wave of credit card defaults that could drive down more banks. The U.S. Federal Reserve has used all their ammo to jump start the economy. Will President-Elect Obama's stimulus plan work? No one knows. And on that point is from whence my angst originates.... I have been accused of being a cynic on the current state of the U.S. economy. Not true. I am an optimist that has not arrived, to quote Mark Twain, I believe. I hope President-Elect Obama can walk on water….…; Added by John G. Self at 11:43am on January 1, 2009

Blog Post: The Impact of COVID-19 on Waiting Times: How To Help Your Staff If They Are Affected

COVID-19 has had a huge and far-reaching impact on our NHS. Frontline staff worked tirelessly to support COVID-19 patients, as well as delivering as many critical services as possible.

Some…

Added by Alicia Walker at 10:38am on November 10, 2021

Topic: Insurance Becomes a BIG Issue in Recruitng Business: er and an owner of a few other small ventures, I found out recently that my clients expect a new level of insurance in order to do business with me in any way. Until recently, I have not run into any issue where I felt I needed insurance, but the firms we are dealing with are starting to gear up for protecting themselves from liability by requiring every business to provide them with proof of coverage. And these are not small policies. Now you can look at your business practices and say “I don’t need that type of coverage because I don’t ___________________.” (Fill in this blank with anything such as ‘go onsite’, ‘personally hire employees’, ‘drive for my clients’, ‘have visitors in my home office’, ‘have any paperwork that wasn’t written by an attorney’, etc.) You’ll find out the hard way that you are under insured. In the last 2 months, I have had several clients delay paying invoices because their ‘Insurance Compliance Officer’ had not been notified of me being a new vendor for their firm and the ICO had a list of requirements for me. What a great time to find out that I have a list of things to do in order to get paid monies that I have already earned. Now my receivables get stretched by the time it takes to comply PLUS 30 days! If you are starting from scratch with getting some types of insurance, it can take 2-3 weeks just to get a rate quote. And all of these delays don’t necessarily happen the day that you bill the client. The other delay that comes into play is the time that your invoice sits in Accounts Payable and they are waiting to have the ICO contact you about compliance. I have had 2 invoices go over 120 days out for this issue. Can you imagine how it feels to have a client company owe you $45,000 for over 120 days on a single invoice? I can tell you personally – IT SUCKS! Here is a recommendation: 1) Find a BUSINESS insurance agent that you can get along with and treats you professionally. Ask if they have dealt with recruiting businesses before. You will want to have a first name relationship with this person because they will have more work to do on the backend of your policies than you would expect. Make this person a friend. 2) Plan on a minimum of: • $3,000,000 Liability with $1 mil per occurrence • $1,000,000 Umbrella • $1,000,000 Automotive (in the business name, not your personal policy) • $1,000,000 to 3,000,000 Errors & Omissions coverage (depending on client demands. • Proper amounts of Worker’s Compensation Insurance for yourself and any employees. (In some cases, if you are a sole proprietor clients will let you waiver this – but I don’t think it’s a good idea.) 3) When you start to deal with a new client – call into their Accounts Payable and find out if they have an ICO. Contact the ICO upfront and get a compliance package sent to you. This will save you the lag time in payment when you are invoicing them for services. If you have the above named policies and they pop up with wanting more – explain what you do for their company and ask if they can waiver down your expected coverage’s. Sometimes the ICO can do this – sometimes they look at their jobs as to be very firm and you won’t get any flexibility. But it’s worth trying. I have had some requirements lowered for me when I’ve asked. Typically a client is going to ask for a form from your insurance company disclosing your coverage and naming them as an ‘Also Insured’. A picky ICO will have the EXACT phrase or address that they expect to have on this form. I had one where I had the local office address for my client and the ICO wanted the PO Box for the corporate office on the form. (This is when having a friendly relationship with you agent comes in handy.) It had to be changed and my agent had a new version of the form for me in less than 2 hours. My wife is a health insurance agent – so I’ve heard enough horror stories to understand the value of insurance. I do feel over insured for the type of services I perform, but I also sleep better at night understanding my coverage. And I really like getting my invoices paid! JR Fent IT Recruiter www.jrfent.com…; Added by JR Fent at 1:38pm on August 11, 2007

Blog Post: The Future of Healthcare in Business: Perhaps the most important industry that exists is healthcare. Healthcare, by and large, is what determines whether a person lives a quality life free of pain or not. In certain…; Added by Kevin Faber at 4:47pm on June 26, 2017

Blog Post: How to Become a Top Choice Employer: As the economy continues an upward trajectory, it's becoming harder for some employers to secure top-end employees. While there's only so much you can do in terms of salary, there…; Added by Kevin Faber at 11:22am on February 27, 2017