Have you ever been in desperate need of money quickly?  I recall a situation in college when I needed cash fast.  In some of my dad’s parting words as he and my mom dropped me off at college, “Don’t get into anything I can’t get you out of.”  In other words, don’t get into trouble because you will be on your own to work it out.  As the situation unfolded one night, I heard those words echoing in…