Many of you know I am a single mother of four. Yes, two of my children are over 20 years old, one married and working on her Master's and the other working for a start-up company and continuing her progress toward a Bachelor's degree. I also have an eighth grader and a ninth grader, so I still have a little time before I am totally free and clear. And frankly, I dread that day... My son, the youngest, is very quick to point out (often) that I will be 51 when he graduates from high school. I am happy to embrace that, though I play along at being hurt that they enjoy my aging process with so much relish. It's hell to get old,especially when your own children keep reminding you. 


I recently read a post here on RecruitingBlogs.com that suggested a need to run a credit check on any recruiter or individual that may, as a result of a new position, have fiscal responsibility or even any kind of responsibility within a corporation or search firm. A good FICA score proves a worthy recruiter or employee. If this were the case, I never would have been allowed in the profession. Many of you know the story of my start in the industry, so I will give only a brief overview...

As a newly-single mom of four children aged four to fourteen, I was working three jobs and taking fifteen units to earn my degree all while just trying to get by. I answered a job posting pinned to the wall of the theater department at my college: part-time administrative work at a home-based boutique search firm near where I lived. They were willing to work around my hours and the job sounded very interesting. I was hired before my interview was even over and set to start work right away. My credit score was in the dumpster, I was barely making it and life was very tough. I found a new life in recruiting. Before long, I was working as an Executive Recruiter full-time and supporting my small family quite well, alone. 

The last go round of economic strife and a second divorce put me back in the dumpster and I have worked very hard to pay off credit cards and get ahead. Had my ability to do my job been based on my credit, I would never have been hired by anyone. Currently, I have no credit card debt, none, and I paid my car loan off within two years of securing it. I have a student loan and a mortgage that weigh about my neck like a boat anchor. Hmmm..., How's that for transparency?

I guess the point of my telling is that had every person that was recently able to land a job been required to submit a credit score in the seven or eight hundreds..., what kind of further hot mess would we be in? Sometimes life laughs at us. Sometimes other people laugh at us.  But I refuse to cry. What's the best way to disprove those who think I deserve to be in a debtor's prison based on my FICA? Work even harder. Which I do, every single day, alone.



by rayannethorn

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Rayanne,
I couldn't agree with you more. Unless one is in a position where they would have access to funds, I don't think credit scores should have any relevance.
I enjoyed your honest post Rayanne, and agree with you completely. Good for you for writing on the topic.
I once worked with a Sales Manager who said (tongue in cheek) he would only hire salespeople who were deep in debt - if they didn't NEED the money, how motivated would they be to EARN the money?

We're in the passing judgement business - I get that. But I think some of us need to be less focused on finding seemingly "objective" ways of screening people out (like credit scores) and more focused on the tough job of judging candidates based solely on criteria that actually affect job performance.
Good Read!

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