I had an interesting conversation today with one of my clients. Over the last seven years I have been witness to Marks' setbacks and successes, his layoffs and his promotions. I've met his wife, his kids, and he has met my sons. Our relationship is truly of "trusted advisor" nature.

This past Friday he was laid off from a software firm that had difficulty securing an additional line of credit. At best, the firm has another 6-8 weeks before they… Continue