Following Mervin Kings (Head of the Bank of England) comments yesterday about the uncertain times ahead, I thought I'd share my recession (I have been through about 4, yes I am that old) experiences and advice.

Recessions like the seasons are a naturally occurring things, they come in cycles and like all seasons, they have their spring and summer seasons, where growth sprouts and blossoms and blooms and everyone in happy and makes hay while the sunshine's.  But then comes…