Having adequate insurance is a necessity for many baby boomers; and it seems that AARP is the best carrier for Plan F Medicaid coverage.  Anyone who has worked and paid into the system is eligible for Medicaid Plan F benefits once they reach the age of 65.  In fact, most Americans opt for AARP as their carrier for a plethora of reasons.

What is AARP?

AARP stands for American Association of Retired Persons.  For retirees over the age of 65 who are enrolled in Medicare Parts A or B, having AARP as your insurance carrier could spell the difference between paying huge fees for less benefits and saving money while being better protected.  Usually a membership with AARP is required to enroll in Plan F.  However, if you are not a current member then United Healthcare will take care of the membership fees for you for the first year (exclusions: New York residents). 

Medicare supplement insurance plans are basic health insurance policies that are sold to consumers via private insurance companies.  These plans help to cover some of the out-of-pocket costs associated with medical expenses.  The AARP Medicare Supplement for Plan F is designed to help pay for some or all of the expenses that the original Medicare does not pay for – such things as coinsurance, office fees, and deductibles.  You should go over the Plan F details before you decide to find out if you are gaining privilege to all the possible benefits of the plan.

Why AARP is the Best Carrier for Plan F Members?

United Healthcare and AARP can help you with streamlining your healthcare benefits packages.  For employers, having AARP as the carrier for your Plan F beneficiaries means that you will have an easier time with administrative responsibilities.  This platform could also help you manage costs and group together retirees’ healthcare coverage into an easy-to-manage portfolio. 

What’s more is that, as an employer working with an AARP platform, you will be able to see the unique relationship between AARP and United Healthcare that comes to life through the exceptional customer service.  You can be flexible with the contribution options, choosing between endorsed, partially subsidized, and fully subsidized selections.  In addition, you can count on rate stability while having the benefit of enrollment assistance events, presentations, and follow-ups.

How does AARP Compare to United Healthcare?

United Healthcare and AARP are basically one in the same.  AARP is available in all 50 states, while United Healthcare has some location stipulations.  Neither have much paperwork or claim forms to fill out, and both off exceptional service and support.  As a matter of fact, considering that one is the overseer of the other, it stands to reason that they both offer reputable and superlative services. 

So, Is AARP the Best Carrier for Plan F, or what?

For the most part, you can choose your own doctor or specialist while enjoying no pre-existing condition exclusions.  Your out-of-pocket costs never come as a surprise and your coverage is guaranteed renewable so long as the premiums are paid on time and no material misstatement is made on the application.  For more information, click here.